The sub-prime issue which started in the US has impacted world investment markets. While Australia doesn't have the same sub-prime exposure we have still been impacted by volatility in the stock market. As a result someQPCU members, such as David, have sustained lower returns on their retirement funds. "I planned to retire mid-year, however lower returns on my superannuation fund means I'll need to keep working for a while yet" said David.

By comparison, a Retirement Savings Account (RSA) offers a flexible and safe way to save for your retirement. QPCU’s Police RetireSafe RSA offers members a particularly attractive option with great interest. Even better, QPCU waive many of the fees that you might pay through most other retirement funds. Police RetireSafe RSA also offers peace of mind, especially with a volatile stock market, of knowing that your benefit is backed by the strength of the Queensland Police Credit Union.

Can I Open a RetireSafe Account?
Anyone under 65 years and still working can open a Police RetireSafe account.

Once you’re over 65, you may still be eligible to open and contribute to an account if you meet mandatory employment requirements, or if you are rolling superannuation or retirement savings accounts into QPCU's Police RetireSafe RSA.

When Can I Access My Money?
Once you retire, or attain the preservation age, you can choose to have the benefit paid to you as a lump sum, or as an allocated pension. You can transfer your funds to another approved super fund at any time.

Like to Know More?
Call us on 131 468 if you’d like more information about Police RetireSafe RSA, or head to our Police RetireSafe RSA webpage.

You should read the Police RetireSafe RSA product disclosure statement (PDS) to decide if the product is right for you. Rates are effective 17 March 2008 and are subject to change at anytime.