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QPCU Loans Interest Rates
Housing - Variable Loan RatesEffective 17/11/2008. All rates subject to change. |
| QPCU Select Home Loans |
Rate p.a. |
Comparison |
| $500,000 and over |
6.99% |
6.99% |
| $350,000 - $499,999 |
7.09% |
7.09% |
| $250,000 - $349,999 |
7.19% |
7.19% |
| $100,000 - $249,999 |
7.49% |
7.49% |
| $50,000 - $99,999 |
7.69% |
7.69% |
| QPCU Variable Rate Housing Loans |
Rate p.a. |
Comparison |
| Owner occupied, investment - Std Variable |
7.69% |
7.76% |
| Basic "No Frills" Home Loan |
7.19% |
7.25% |
| "Flexiloan" - Mortgage Secured Overdraft |
7.69% |
n/a |
Housing - Fixed Loan Rates |
Fixed Housing Loans*
Effective 17/11/2008 |
Rate p.a. |
Comparison |
| 3 year fixed, owner occupied, investment |
7.19% |
7.61% |
| 5 year fixed, owner occupied, investment |
7.39% |
7.62% |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
| All loans are secured by mortgage. Comparison Rate schedules are available by clicking here or at all our branches. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 25 year term. Terms, conditions, fees and charges are available on request. |
| * Reverts to the QPCU standard variable rate at end of the fixed rate period. |
Credit CardsEffective 19 July 2008 |
| Bluey Visa Card | 12.10% p.a. |
| Bluey Rewarder VISA Card | 15.25% p.a. |
Variable Personal Loans / OverdraftsAll rates are variable and are effective 17/11/08 unless otherwise stated. |
|
Rate p.a. |
Comparison |
| Personal Overdraft |
15.25% |
n/a |
| Personal Loans ^ |
Rate p.a. |
Comparison |
| Whole of Pay Super Saver |
13.25% |
13.43% |
| All Purpose |
15.25% |
15.43% |
| Debt Consolidation |
16.05% |
16.23% |
| Car Loans # |
Rate p.a. |
Comparison |
| New Vehicle 10% Deposit Super Saver |
8.99% |
9.16% |
| New Vehicle Super Saver |
9.50.% |
9.67% |
| Used Vehicle 10% Deposit Super Saver (up to 3 yrs old) |
11.50% |
11.68% |
| Used Vehicle Super Saver (up to 3 yrs old) |
12.55% |
12.73% |
| Used Vehicle (4-8 yrs old) |
13.29% |
13.97% |
WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. |
| # Loans secured by bill of sale. |
| ^ Security is not held for this loan. |
| Comparison Rate schedules are available at all our branches or by clicking here. The comparison rate displayed is calculated based on a loan amount of $25,000 over a 5 year term. Terms, conditions, fees and charges are available on request. |
Variable Commercial / Taxi License LoansAll rates are variable and are effective 17/11/08 |
|
Rate p.a. |
Comparison |
| Taxi Licence Purchase ** |
9.05% |
9.05% |
| Other ^^ |
8.18% |
8.47% |
WARNING: These comparison rates apply only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included. |
| ** Loan secured by mortgage over Taxi Licence. The comparison rate displayed is calculated based on a loan amount of $150,000 over a 10 year term. |
| ^^ Loan secured by mortgage. The comparison rate displayed is calculated based on a loan amount of $70,000 over a 10 year term. |
| Comparison Rate schedules are available at all our branches or by clicking here. Terms, conditions, fees and charges are available on request. |
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