Home Loans
Whether you’re thinking of switching from your current loan, buying a new family home, or looking to invest, choosing the right loan for you can make all the difference.
QPCU has made it easy. All our loans have built-in value added benefits with no hidden costs - designed to help you make the most of your loan and your savings.
Whether you want to borrow $50,000, $500,000 or more, our Select Home Loans are a great option. Even better, for home loans over $100,000 we’ll even give you a rate which is lower than our standard variable rate.
Check out Select’s great rates in the table below. Select also comes with all the in-built value-added benefits you have come to expect from QPCU.
| Benefits of a QPCU Select Home Loan |
| No application fees |
| No monthly or annual fees |
| Free Online Redraw |
QPCU's Select Home Loan makes it easier to get into the home of your dreams. As you can see from the table below, the more you borrow, the greater the percentage you receive off the standard variable interest rate. And unlike many other financial institutions, we won't charge you an annual fee for the privelege of having a low rate.
| Loan Amount | % off Standard Variable Rate |
| $500,000 and over | 0.70% p.a. |
| $350,000 - 499,000 | 0.60% p.a. |
| $250,000 - 349,000 | 0.50% p.a. |
| $100,000 - 249,000 | 0.20% p.a. |
| $50,000 - 99,000 | Standard Variable Rate |
Make the switch today. Call QPCU on 131 468.
