With the right cover, you can cruise Cars cost money to buy, money to own, and money to run. So anywhere you can save deserves closer inspection.

You have a range of cover options, depending on your own circumstances and those of others likely to drive your car.

This policy provides complete cover, regardless of the number of licensed drivers using the vehicle. It protects you against theft, fire and damage to your car, as well as damage you may cause to another person’s car or property.

If you’re a more experienced driver over the age of 24, and others under 24 won’t be driving the car, you can take out a full comprehensive policy at a discounted price.

If there will only be two drivers over the age of 21 this policy offers comprehensive cover at a good value price.

This provides cover for damage you may cause to another person’s car or property, but does not cover your own car. A special Uninsured Driver Protection Cover can be included under this policy.

This is an extension of the Legal Liability Policy, which provides cover if your car is stolen or in a fire.

Insure your brand new car with us from the time of purchase, and if it’s written off within the first four years or 100,000kms, we’ll replace it with another brand new one.

A range of ways to save

With QPCU, there are various ways to enjoy substantial discounts on your premium.

Accessories like alarms and immobilisers can reduce the amount you pay.

If you’re a little older and more experienced, your premium will reflect the lower-risk nature of your demographic.

If you’re taking on the expense of a brand new vehicle, you’ll appreciate this saving.

If you’ve been claim-free for a period of 12 months upward, you can qualify for a no-claim bonus of up to 60% off the usual premium.

Having earned your no-claim bonus through careful driving, you can safeguard against losing it with our Bonus Protection option – for life.

The convenience of having Car Insurance under the same roof as your financial services isn’t the only way we make life easier. From making your application to making a claim, QPCU ensures things are as straightforward as possible.

You can apply online, by phone, or at any branch. Flexible payment options include fortnightly, monthly or annual direct debit, and cash, cheque or credit card payments (excluding American Express and Diners).

If you do need to make a claim, we won’t make you wade through the paperwork. We have a 24-hour emergency claims number, and in most cases, you just need provide details over the phone.

QPCU acts as an agent for QBE Insurance (Australia) Limited ABN 78 003 191 035 AFSL 239545 who provide general insurance products. Terms, conditions and acceptance criteria apply. Cover limits apply as set out in the policy wording. This material does not take into account your personal needs, objectives or financial circumstances and you should consider whether it is appropriate for you. Please read the Product Disclosure Statement available at Queensland Police Credit Union to decide if a policy is right for you.