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Term Deposits

QPCU's Term Deposits are designed to help you achieve your savings goals sooner with a range of competitive interest rates. At the same time, for those who find it hard to save, a fixed term reduces the temptation to access your savings before you have reached your goal.

Benefits include:

  • high rate of interest
  • choice of investment terms
  • option of fortnightly, monthly or at maturity interest payments
  • no monthly account fees
  • minimum deposit of $2,000
  • interest calculated daily
  • secure investment

Opening a Term Deposit is easy

If you are already a member and have access to internet banking, you can save time by opening a term deposit online. Once you have logged on to internet banking, click on the ‘Accounts’ menu and select ‘Open Term Deposit’. Then just follow the prompts.

Alternatively, call us on 13 77 28, visit a branch or download an application form.

To check out the latest term deposit rates, click here.

Download our General Information Terms and Conditions here.

*Minimum deposit of $2,000 applies. Interest paid fortnightly, monthly or on maturity, non-compounded only. Terms, conditions, fees and charges apply and are available by calling 13 77 28. Current interest rates are available online or by calling 13 77 28 and are subject to change at any time. ^The Federal Government’s Financial Claims Scheme (FCS) protects depositors in the event that a financial institution becomes insolvent.  The FCS is administered by the Australian Prudential Regulatory Authority, APRA.  For further information on the FCS, including limits on the protection level, please visit the APRA website at www.apra.gov.au or phone the APRA hotline on 1300 13 10 60.