Police RetireSafe (RSA)
QPCU's Police RetireSafe Retirement Savings Account (RSA) is a flexible and safe way to secure your retirement investment. It's as easy to use as a regular savings account, with the benefits of an approved RSA fund. Even better, your savings are covered by the Government's capital guarantee* - so your retirement is in safe hands.
Benefits include:
- secure investment
- capital guaranteed*
- portable
- no entry fees
- no exit fees
- no admin fees
- interest calculated daily
- tiered interest rate
- no negative returns.
Can I open a QPCU Police RetireSafe (RSA) Account?
Anyone under 65 years and still working can open a a RetireSafe account and you don't need to be in the police force or a QPCU member. If you are over 65, you may still be eligible to open and contribute to an account if you meet mandatory employment requirements. You can also open an account if you are rolling superannuation or a retirement savings account into a QPCU Police RetireSafe (RSA) Account.
Employers can contribute
Your employer is able to contribute to your account to meet the superannuation guarantee, non-superannuation guarantee or award-related contributions. If you are self-employed you can still make payments to your account. In fact QPCU's RetireSafe Retirement Savings Account is flexible, safe and simple to set up.
When can I access my money?
Once you retire or attain the preservation age you can choose to have the benefit paid to you as a lump sum or as an allocated pension. You can transfer your funds to another approved super fund at any time.
Next step?
Call us today on 13 QPCU (13 7728) for more details about our RetireSafe Savings Account.
To check out the latest RetireSafe interest rates, click here.
For more information download a Police RetireSafe PDS
A Police RetireSafe PDS is also available from QPCU branches on request.
Click here to login to the Police RetireSafe RSA web service.
QPCU offers members the Police RetireSafe Retirement Savings Account (RSA), a secure, high interest retirement savings option. The "Police RetireSafe" RSA is issued by the Queensland Police Credit Union Limited, an approved RSA Institution.
You can apply for a "Police RetireSafe" RSA. Once your application has been accepted, you can start contributing to your "Police RetireSafe" RSA or your employer can make contributions on your behalf.
Your employer can also open a "Police RetireSafe" RSA on your behalf to make superannuation guarantee/non-superannuation guarantee or award related contributions. If you are self-employed you may also apply to open a "Police RetireSafe" RSA.
Anyone under 65 years and still working can open a "Police RetireSafe" RSA.
Once you’re over 65, you may still be eligible to open and contribute to an account if you meet mandatory employment requirements, or if you are rolling superannuation or retirement savings accounts into QPCU's "Police RetireSafe" RSA.
*Deposits up to 1 million dollars are automatically covered by the Australian Government Guarantee. QPCU has been accepted to participate in the scheme for large and wholesale deposits over one million dollars, call QPCU on 13 QPCU (13 7728) for more details.