Police RetireSafe (RSA)
QPCU's Police RetireSafe Retirement Savings Account (RSA) is a flexible and safe way to secure your retirement investment. It's as easy to use as a regular savings account, with the benefits of an approved RSA fund. Even better, your savings are covered by the Government's capital guarantee* - so your retirement is in safe hands.
Benefits include:
- secure investment
- capital guaranteed*
- portable
- no entry fees
- no exit fees
- no admin fees
- interest calculated daily
- tiered interest rate
- no negative returns.
Can I open a QPCU Police RetireSafe (RSA) Account?
Anyone under 65 years and still working can open a a RetireSafe account and you don't need to be in the police force or a QPCU member. If you are over 65, you may still be eligible to open and contribute to an account if you meet mandatory employment requirements. You can also open an account if you are rolling superannuation or a retirement savings account into a QPCU Police RetireSafe (RSA) Account.
Employers can contribute
Your employer is able to contribute to your account to meet the superannuation guarantee, non-superannuation guarantee or award-related contributions. If you are self-employed you can still make payments to your account. In fact QPCU's RetireSafe Retirement Savings Account is flexible, safe and simple to set up.
When can I access my money?
Once you retire or attain the preservation age you can choose to have the benefit paid to you as a lump sum or as an allocated pension. You can transfer your funds to another approved super fund at any time.
Next step?
Call us today on 1300 772 872 for more details about our RetireSafe Savings Account.
To check out the latest RetireSafe interest rates, click here.
For more information, and to apply, download a Police RetireSafe RSA PDS.
Click here to login to the Police RetireSafe RSA web service.
QPCU offers members the Police RetireSafe Retirement Savings Account (RSA), a secure, high interest retirement savings option. The "Police RetireSafe" RSA is issued by the Queensland Police Credit Union Limited, an approved RSA Institution.
You can apply for a "Police RetireSafe" RSA. Once your application has been accepted, you can start contributing to your "Police RetireSafe" RSA or your employer can make contributions on your behalf.
Your employer can also open a "Police RetireSafe" RSA on your behalf to make superannuation guarantee/non-superannuation guarantee or award related contributions. If you are self-employed you may also apply to open a "Police RetireSafe" RSA.
Anyone under 65 years and still working can open a "Police RetireSafe" RSA.
Once you’re over 65, you may still be eligible to open and contribute to an account if you meet mandatory employment requirements, or if you are rolling superannuation or retirement savings accounts into QPCU's "Police RetireSafe" RSA.
*The Federal Government’s Financial Claims Scheme (FCS) protects depositors in the event that a financial institution becomes insolvent. The FCS is administered by the Australian Prudential Regulatory Authority, APRA. For further information on the FCS, including limits on the protection level, please visit the APRA website at www.apra.gov.au or phone the APRA hotline on 1300 13 10 60.