Buying a car

Buying a new car is an exciting process. Deciding the type of car you want is only the start of the things you need to think about. This guide will help you make sure you have all things covered before you hit the road.

Finance

Insurance

Research is the key

Finance

Ensuring you get the best deal on finance can make a big difference in the long term. QPCU offers competitive car loans that will help you get into the car of your dreams.

Insurance

QPCU offers a range of insurance options for all types of drivers. It's only natural that you'll spend a lot of time thinking about the type of car you want and do a lot of research - so it's also worthwhile making sure you choose the right type of insurance for you.

Research is the key

Searching for a car can be an intimidating and time consuming experience. Will I find the right car? Will I be able to negotiate the best deal? Completing research will give you more confidence to undertake these tasks, however it can still be a challenging process.

We can help take this stress away with our car buying service. We will complete the investigation for you to find the car of your dreams at the best price.

Curb your passion

Sometimes you need to take stock of your finances and your ability to afford a new car or a used car. Many of us dream of owning the latest sports convertible or luxury car, but the reality is sometimes quite different. Car ads appeal to our emotions with smooth lines and looks, big engines and other attractive images. Keeping these in check and looking logically and rationally at your purchase will help you avoid making a purchase based on emotion.

Set a budget

Make sure you set a realistic budget and stick to it no matter what add-ons and temptations are offered. Also incorporate additional costs such as stamp duty and ongoing maintenance costs including servicing and petrol.

Do your homework

Once you've discovered the type of car you want, do your research on those models. Go back and read articles about them (if you're buying a used car) or read reviews in magazines and online.

Make a note of important points about your car such as towing capacity, fuel economy, safety features or anything else that you would like as an option in your car.

Test drive

Take your car for a test drive. It's the only way to get a feel for the way it drives and moves on the road.

Take your time

Unless your car is on its last legs, take your time when you're shopping. It's best not to buy the first car at the first price offered. Make sure you shop around and get a good idea of the market and the prices on offer.

Using these tips to buy a car will help to ensure you get the best car at the best price.