Unsecured overdraft
By setting up an unsecured overdraft facility with Queensland Police Credit Union you can be prepared for unexpected expenses. Our unsecured overdrafts give you the flexibility of a credit card with a competitive interest rate and no annual fees.
Unsecured overdrafts can be attached to your regular transaction account and by linking a QPCU Visa Debit card, you can use it just like a credit card but with one important difference - you use your own money first, thereby keeping interest charges to a minimum.
Benefits include:
- a competitive interest rate
- no annual fees
- funds can be on standby without the need to access your savings
- interest is only charged on the amount you use
- easy access to your money.
Overdraft access
You can access your overdraft in a variety of ways including:
To apply call us today on 13 QPCU (13 7728), or if you're an existing member you can apply online by clicking on the button below.