10 reasons to bank with QPCU
1. Access to over 6,000 ATMs#
QPCU members have access to one of the largest networks in the country. There are over 6,000 ATMs available Australia wide from the following providers:
- St George
- Bank of Queensland
2. Outstanding customer service
As a financial institution that is owned by its members, we’re genuinely focused on meeting the financial goals of our members. We do this by providing competitive products that are tailored to meet the needs of members and through exceptional customer service. That’s why over 90% of members rate our service as good or excellent.
3. We’re focussed on people not profit
Unlike banks QPCU does not have to show a profit for investors. As a member owned mutual we are not under pressure to take risks to maximise profits for shareholders. We put your interests first. We have to - you are our owners.
4. Safe and secure
QPCU is regulated in exactly the same way as a bank. This means we meet the same strict, legally-enforceable standards under the Banking Act and strict oversight by the Australian Prudential Regulation Authority (APRA).
5. Award winning products
Along with competitive interest rates our Classic Plus home loan, Whole of Pay Super Saver personal loan, New Car loan and Bluey Visa credit card and Bluey Rewarder Visa credit card are so good they have been awarded a 5 star rating by independent research agency CANSTAR CANNEX.
6. One stop shop car buying service
We take the hassle and haggling out of buying a car. Our one stop shop car buying service will locate the car you are looking for, help with financing (loan or salary packaging) and insurance and also trade in your current vehicle. They will even deliver the car to a place of your choice.
7. Competitive interest rates
Our goal is to ensure our rates are placed in the top 25% of all major competitors. This often makes us market leaders or equal to on a number of products.
8. Free banking services
QPCU offers a large number of services free of any charges including:
- free online and phone banking
- free anytime anywhere banking via SMS or mobile phone (available on all phones with web access)
- free transactions by selecting the ‘credit’ option with a VISA debit card when using EFTPOS
- no annual fee on our credit cards if more than $8,000 is spent per year.
9. We are committed to the community we serve
For many years QPCU has been actively involved in helping and supporting our community. This important aspect of our work helps us to give back to the people who risk their safety, and sometimes their lives, on a daily basis to make our community a better place to live.
10. Making member financial education a priority
We offer members financial education – not just banking and loan products – to make sure you are achieving financial independence and making the most from your hard earned money.
Our ongoing education seminars, newsletters and one on one consultations with our staff cover a number of topics such as better money management, investment strategies, retirement planning and estate planning.
# Some St George, Westpac and Bank of Queensland ATMs are privately owned and so direct charges and fees may apply.